How Can We Help?
This website is provided by Charles Derby, we are financial advisers operating across the UK and specialists in workplace pensions and pension advice.
We are able to provide advice on a wide range of financial solutions for businesses, employers and employees, this includes advice on new pension reform legislation around the National Employment Savings Trust (NEST). Most of us understand the importance of planning for our retirement, especially for those who are planning to retire before the usual State Pension Age.
As an employer, providing a suitable workplace pension has several positive effects, for example;
- Attracting new staff and retaining existing employees
- Demonstrates that your business is a caring employer
- A tax efficient way to remuneration
Regularly saving money throughout your working career is recognised as probably the best way to ensure sufficient income in retirement. Investing this money into a pension fund has often been the most popular way of making these payments. The government in the UK can provide the opportunity for your pension investments to grow with virtually no tax and you are able to withdraw a significant sum from you pension as a lump sum without paying any tax.
The change to pension legislation has been brought about to encourage the estimated seven million employees who are not saving sufficient amounts for retirement to improve their pension planning. As an employer you are able to offer a pension through the new NEST rules or a similar qualifying pension scheme.
We offer a free initial consultation without obligation to discover what would be best for your business.
We have designed an employers guide to the new pension rules. Please complete the form to download your free copy, alternatively please contact us for further information or to speak to a workplace pension specialist.